What Should I Expect At My First Appointment?

Making the decision to discuss your financial situation with an attorney is an important step in getting your life back. We want to make your first appointment with us to be an informative and beneficial meeting where you can get your questions answered and your concerns addressed. Many of the topics that we will discuss with you can be found in this client intake sheet. It is also a good starting point to take a look at your financial situation and develop topics to discuss at your first meeting with us.

Should you decide to file bankruptcy, there are a number of documents that must be provided so that we can complete your petition. Some of those documents are as follows:

  1. A copy of your drivers license
  2. A copy of your social security card
  3. Documentation of your income for the past six months (pay stubs)
  4. Copies of your last two Federal Income Tax returns including W-2's or 1099's
  5. Copies of statements received from any checking account, savings account, certificate of deposit, mutual fund, stock brokerage account, money market account, individual retirement account (IRA), 401(k), pension or other financial account in which you may have an interest.
  6. A title inquiry from your local county trustee's office
  7. Copies of any paperwork regarding any life insurance policy and how much cash value, if any, said policy has accrued.
  8. Copy of any warranty deed or quitclaim deed to property in which you may have an interest.
  9. Copy of any mortgage, deed of trust, or other lien or encumbrance placed upon your real estate.
  10. Copy of any current lawsuit, garnishment, or execution against property filed against you.
  11. Any correspondence received from your creditors including debt collections agencies.
  12. A most recent copy of your credit report. You may obtain a FREE copy of your credit history from www.annualcreditreport.com. We ask that you obtain the Equifax report and either Experian or TransUnion report so as to ensure all creditors are notified of your filing.

Additional documentation may be requested during the course of your bankruptcy filing, but the foregoing list will be what is necessary to begin.

If you have any questions concerning these items or how to obtain them, please contact us by email or call 423-930-8257.